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Insights

Bridging the Gap

Between industry news and personal experience.

Update: Paycheck Protection Program (PPP2) Thumbnail

Update: Paycheck Protection Program (PPP2)

The White House announced changes to the current Payroll Protection Program (PPP2) with the intent of further helping small businesses and sole proprietors. Although the program is currently open to all eligible businesses, beginning tomorrow, February 24, only business with 20 or fewer employees will be able to apply for funding.

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A Guide to Estate Planning

Many acknowledge they are in need of an estate plan yet struggle to actually put a plan in place. In fact, a recent 2021 study by caring.com found that only 32% of adult Americans have a will or another type of estate plan in place. The study also points out that the majority of those that do have documents in place are 55 and older.

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February 2021 Market Insights Thumbnail

February 2021 Market Insights

Month-to-date, February’s stock market performance has certainly been making up for January’s disappointing end. There are several reasons for the equity market’s overall optimism, all of which point toward better days ahead for the economy.

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Maximizing the Employee Retention Credit and Paycheck Protection Program   Thumbnail

Maximizing the Employee Retention Credit and Paycheck Protection Program

Before employers rush to ask for forgiveness on their Small Business Interruption Loans issued under the Paycheck Protection Program (PPP) they may want to check their eligibility for the Employee Retention Credit (ERC) first. New legislation from the Consolidated Appropriations Act (CCA) 2021 created the opportunity for businesses to take advantage of both the PPP and the ERC.

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The Time and Money Equation

While the expression often goes “time is money,” at Buckingham Advisors we believe a more fitting expression would be “money is time.” No one can have more time, and money cannot directly buy happiness, but having more wealth could allow you to focus more of your time on what you enjoy. Money is a tool, not something to be loved or feared in and of itself.

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January 2021 Market Insights Thumbnail

January 2021 Market Insights

It is said that there often seems to be a disconnect between Main Street and Wall Street. Despite all the social and economic pain endured last year and the fastest market decline for the S&P 500 into bear market territory, 2020 ended with the S&P 500 rising 18.4% and reaching 33 new record closing highs. After last year, we really should be used to expecting the unexpected from markets.

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PPP Second Draw and The Employee Retention Credit for Small Businesses Thumbnail

PPP Second Draw and The Employee Retention Credit for Small Businesses

At the end of 2020, Congress passed, and President Trump signed a new law that provides for additional relief related to the coronavirus pandemic. This law, the Consolidated Appropriations Act 2021 (CAA 2021), includes a second draw of Paycheck Protection Program (PPP) loans (PPP Second Draw Loans), as well as an expansion and extension of the Employee Retention Credit.

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New Coronavirus Relief Bill

As of this afternoon, the Coronavirus Response and Relief Supplemental Appropriations Act had been passed by both the House and the Senate, but not yet signed by President Trump. Though President Trump is calling for some changes to the Act before he will sign, we wanted to address a summary of this bill that is over 5,500 pages and to highlight the areas that will impact a large percentage of our clients.

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